Allen N. Berger, Narjess Boubakri, Rui-Yuan Chen, O. Guedhami, Xin-Ming Li (2026). Privatization and Bank Liquidity Creation. Journal of Financial and Quantitative Analysis.DOI
Allen N. Berger, Dimitris K. Chronopoulos, Anna L. Sobiech, John O. S. Wilson (2025). Taxation and Bank Liquidity Creation. Journal Of Money Credit And Banking.DOI
Allen N. Berger, Christa H. S. Bouwman, Lars Norden, Raluca A. Roman, Gregory F. Udell, Teng Wang (2025). Is a friend in need a friend indeed? How relationship borrowers fare during the COVID-19 crisis. Journal Of Financial Intermediation, Vol. 63.DOI
Tetyana Balyuk, Allen N. Berger, John Hackney (2025). What Is Fueling FinTech Lending? The Role of Banking Market Structure. Review Of Corporate Finance Studies.DOI
Allen N. Berger, Simona Nistor, Steven Ongena, Sergey Tsyplakov (2025). Catch, Restrict, and Release: The Real Story of Bank Bailouts. Review Of Corporate Finance Studies.DOI
Allen N. Berger, Peter Karlström, Stephen A. Karolyi, Matias Ossandon Busch, Freddy A. Pinzon‐Puerto, Raluca A. Roman (2025). Global banking with a Latin American rhythm. Latin American Journal of Central Banking.DOI
Allen N. Berger, Stephen A. Karolyi, Hugh Hoikwang Kim (2025). Banks and Climate Risks. Asia-Pacific Journal of Financial Studies.DOI
Allen N. Berger, John Sedunov (2024). The Life Cycle of Systemic Risk and Crises. Journal Of Money Credit And Banking, Vol. 560, No. 8.DOI
Allen N. Berger, Hugh Hoikwang Kim, Xiaonan Flora Ma (2024). Bank sentiment and liquidity hoarding. Contemporary Accounting Research, Vol. 410, No. 30.DOI
Allen N. Berger, Omrane Guedhami, Destan Kirimhan, Xinming Li, Daxuan Zhao (2024). Universal banking powers and liquidity creation. Journal Of International Business Studies, Vol. 550, No. 60.DOI
Allen N. Berger, Christa H. S. Bouwman, Lars Norden, Raluca A. Roman, Gregory F. Udell, Teng Wang (2024). Piercing through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses during Normal Times and the COVID-19 Crisis. Journal Of Political Economy, Vol. 1320, No. 2.DOI
Allen N. Berger, Xinming Li, Herman Saheruddin, Daxuan Zhao (2024). Government guarantees and bank liquidity creation around the world. Journal Of Banking & Finance, Vol. 158.DOI
Allen N. Berger, Arnoud W. A. Boot (2024). Financial intermediation services and competition analyses: Review and paths forward for improvement. Journal Of Financial Intermediation, Vol. 57.DOI
Allen N. Berger, Cristina Ortega, Matias Ossandon Busch, Raluca A. Roman (2024). Banking on Deforestation: The Cost of Nonenforcement. Journal of Financial Intermediation.DOI
Allen N. Berger, Cristina Ortega, Raluca A. Roman (2024). Piercing through the haze: Did PPP increase versus decrease bank efficiency? Financial Markets Institutions and Instruments.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2023). Whose bailout is it anyway? The roles of politics in PPP bailouts of small businesses vs. banks. Journal Of Financial Intermediation, Vol. 56.DOI
Allen N. Berger, Oezde Oztekin, Raluca A. Roman (2023). Geographic deregulation and bank capital structure. Journal Of Banking & Finance, Vol. 149.DOI
Allen N. Berger, Tanakorn Makaew, Rima Turk-Ariss (2023). Who Pays for Financial Crises? Price and Quantity Rationing of Publicly-Listed and Privately-Held Borrowers. Review of Corporate Finance.DOI
Allen N. Berger, Charles P. Himmelberg, Raluca A. Roman, Sergey Tsyplakov (2022). Bank bailouts, bail-ins, or no regulatory intervention? A dynamic model and empirical tests of optimal regulation and implications for future crises. Financial Management, Vol. 510, No. 40.DOI
Allen N. Berger, Filippo Curti, Atanas Mihov, John Sedunov (2022). Operational Risk is More Systemic than You Think: Evidence from US Bank Holding Companies. Journal Of Banking & Finance, Vol. 143.DOI
Allen N. Berger, Jin Cai, Raluca A. Roman, John Sedunov (2022). Supervisory enforcement actions against banks and systemic risk. Journal Of Banking & Finance, Vol. 140.DOI
Allen N. Berger, Sadok El Ghoul, Omrane Guedhami, Raluca A. Roman (2022). Geographic deregulation and banks' cost of equity capital q. Journal Of International Money And Finance, Vol. 120.DOI
Allen N. Berger, Omrane Guedhami, Hugh H. Kim, Xinming Li (2022). Economic policy uncertainty and bank liquidity hoarding. Journal Of Financial Intermediation, Vol. 49.DOI
Allen N. Berger (2022). In memoria: Giorgio and Emilia Szegő. Journal of Banking & Finance.DOI
Allen N. Berger, H. Montague Osteen (2022). WITHDRAWN: In memoria Giorgio and Emilia Szego. Journal of Banking & Finance.DOI
Allen N. Berger, Asli Demirguc-Kunt (2021). Banking research in the time of COVID-19. Journal Of Financial Stability, Vol. 57.DOI
Allen N. Berger, Xinming Li, Charles S. Morris, Raluca A. Roman (2021). The Effects of Cultural Values on Bank Failures around the World. Journal Of Financial And Quantitative Analysis, Vol. 560, No. 3.DOI
Allen N. Berger, Asli Demirgüç‐Kunt (2021). Banking Research in the Time of COVID-19. World Bank, Washington, DC eBooks.DOI
Allen N. Berger, Asli Demirgüç‐Kunt, Fariborz Moshirian, Anthony Saunders (2021). The way forward for banks during the COVID-19 crisis and beyond: Government and central bank responses, threats to the global banking industry. Journal of Banking & Finance.DOI
Allen N. Berger, Sadok El Ghoul, Omrane Guedhami, Jiarui Guo (2021). Corporate Capital Structure and Firm Value: International Evidence on the Special Roles of Bank Debt. Review of Corporate Finance.DOI
Allen N. Berger, Ruiyuan (Ryan) Chen, Sadok El Ghoul, Omrane Guedhami (2020). Who wins and who loses from bank geographic deregulation? Analysis of financially constrained and unconstrained firms. Journal Of Corporate Finance, Vol. 65.DOI
Allen N. Berger, Felix Irresberger, Raluca A. Roman (2020). Bank Size and Household Financial Sentiment: Surprising Evidence from University of Michigan Surveys of Consumers. Journal Of Money Credit And Banking, Vol. 520.DOI
Allen N. Berger, Raluca A. Roman, John Sedunov (2020). Did TARP reduce or increase systemic risk? The effects of government aid on financial system stability. Journal Of Financial Intermediation, Vol. 43.DOI
Allen N. Berger, Phil Molyneux, John O. S. Wilson (2020). [Review] Banks and the real economy: An assessment of the research. Journal Of Corporate Finance, Vol. 62.DOI
Allen N. Berger, Martien Lamers, Raluca A. Roman, Koen J. L. Schoors (2020). Unexpected Effects of Bank Bailouts: Depositors Need Not Apply and Need Not Run. Working paper.DOI
Allen N. Berger, Narjess Boubakri, Omrane Guedhami, Xinming Li (2019). Liquidity creation performance and financial stability consequences of Islamic banking: Evidence from a multinational study. Journal Of Financial Stability, Vol. 44.DOI
A. George Assaf, Allen N. Berger, Raluca A. Roman, Mike G. Tsionas (2019). Does efficiency help banks survive and thrive during financial crises? Journal Of Banking & Finance, Vol. 106.DOI
Lakshmi Balasubramanyan, Allen N. Berger, Matthew M. Koepke (2019). How do lead banks use their private information about loan quality in the syndicated loan market? Journal Of Financial Stability, Vol. 43.DOI
Allen N. Berger, Tanakorn Makaew, Raluca A. Roman (2019). Do Business Borrowers Benefit from Bank Bailouts?: The Effects of TARP on Loan Contract Terms. Financial Management, Vol. 480, No. 20.DOI
Viral V. Acharya, Allen N. Berger, Raluca A. Roman (2018). Lending implications of US bank stress tests: Costs or benefits? Journal Of Financial Intermediation, Vol. 34.DOI
Allen N. Berger (2018). The Benefits and Costs of the TARP Bailouts: A Critical Assessment. Quarterly Journal of Finance.DOI
Allen N. Berger, Raluca A. Roman (2017). Did Saving Wall Street Really Save Main Street? The Real Effects of TARP on Local Economic Conditions. Journal Of Financial And Quantitative Analysis, Vol. 520, No. 5.DOI
Allen N. Berger, Christa H. S. Bouwman, Dasol Kim (2017). Small Bank Comparative Advantages in Alleviating Financial Constraints and Providing Liquidity Insurance over Time. Review Of Financial Studies, Vol. 300, No. 10.DOI
Allen N. Berger, Lamont K. Black, Christa H. S. Bouwman, Jennifer Dlugosz (2017). Bank loan supply responses to Federal Reserve emergency liquidity facilities. Journal Of Financial Intermediation, Vol. 32.DOI
Allen N. Berger, John Sedunov (2017). Bank liquidity creation and real economic output. Journal Of Banking & Finance, Vol. 81.DOI
Allen N. Berger, Sadok El Ghoul, Omrane Guedhami, Raluca A. Roman (2017). Internationalization and Bank Risk. Management Science, Vol. 630, No. 7.DOI
Allen N. Berger, Christa H. S. Bouwman (2017). Bank liquidity creation, monetary policy, and financial crises. Journal Of Financial Stability, Vol. 30.DOI
Allen N. Berger, Bjorn Imbierowicz, Christian Rauch (2016). The Roles of Corporate Governance in Bank Failures during the Recent Financial Crisis. Journal Of Money Credit And Banking, Vol. 480, No. 4.DOI
Allen N. Berger, Christa H. S. Bouwman, Thomas Kick, Klaus Schaeck (2016). Bank liquidity creation following regulatory interventions and capital support. Journal Of Financial Intermediation, Vol. 26.DOI
Allen N. Berger, W. Scott Frame, Vasso Ioannidou (2016). Reexamining the empirical relation between loan risk and collateral: The roles of collateral liquidity and types. Journal Of Financial Intermediation, Vol. 26.DOI
Allen N. Berger, Raluca A. Roman (2015). Did TARP Banks Get Competitive Advantages? Journal Of Financial And Quantitative Analysis, Vol. 500, No. 6.DOI
Allen N. Berger, Rima Turk-Ariss (2015). Do Depositors Discipline Banks and Did Government Actions During the Recent Crisis Reduce this Discipline? An International Perspective. Journal Of Financial Services Research, Vol. 480, No. 2.DOI
Allen N. Berger, Geraldo Cerqueiro, Maria Fabiana Penas (2015). Market Size Structure and Small Business Lending: Are Crisis Times Different from Normal Times?*. Review Of Finance, Vol. 190, No. 50.DOI
Allen N. Berger, Thomas Kick, Klaus Schaeck (2014). Executive board composition and bank risk taking. Journal Of Corporate Finance, Vol. 28.DOI
Allen N. Berger, William Goulding, Tara Rice (2014). Do small businesses still prefer community banks? Journal Of Banking & Finance, Vol. 44.DOI
Allen N. Berger, Christa H. S. Bouwman (2013). How does capital affect bank performance during financial crises? Journal Of Financial Economics, Vol. 1090, No. 1.DOI
Allen N. Berger, Thomas Kick, Michael Koetter, Klaus Schaeck (2013). Does it pay to have friends? Social ties and executive appointments in banking. Journal Of Banking & Finance, Vol. 37, No. 6.DOI
Allen N. Berger, Geraldo Cerqueiro, Maria F. Penas (2011). Does debtor protection really protect debtors? Evidence from the small business credit market. Journal Of Banking & Finance, Vol. 35, No. 7.DOI
Allen N. Berger, Adrian M. Cowan, W. Scott Frame (2011). The Surprising Use of Credit Scoring in Small Business Lending by Community Banks and the Attendant Effects on Credit Availability, Risk, and Profitability. Journal Of Financial Services Research, Vol. 390, No. 12.DOI
Allen N. Berger, W. Scott Frame, Vasso Ioannidou (2011). Tests of ex ante versus ex post theories of collateral using private and public information. Journal Of Financial Economics, Vol. 1000, No. 1.DOI
Allen N. Berger, Lamont K. Black (2011). Bank size, lending technologies, and small business finance. Journal Of Banking & Finance, Vol. 35, No. 3.DOI
Allen N. Berger, Klaus Schaeck (2011). Small and Medium-Sized Enterprises, Bank Relationship Strength, and the Use of Venture Capital. Journal Of Money Credit And Banking, Vol. 430, No. 23.DOI
Allen N. Berger, Marco A. Espinosa-Vega, W. Scott Frame, Nathan H. Miller (2011). Why do borrowers pledge collateral? New empirical evidence on the role of asymmetric information. Journal Of Financial Intermediation, Vol. 20, No. 1.DOI
Allen N. Berger, Iftekhar Hasan, Mingming Zhou (2010). The effects of focus versus diversification on bank performance: Evidence from Chinese banks. Journal Of Banking & Finance, Vol. 34, No. 7.DOI
Allen N. Berger, Christa H. S. Bouwman, Thomas Kick, K. Schaeck (2010). Bank Liquidity Creation and Risk Taking During Distress. Social Science Research Network.DOI
Allen N. Berger, Christa H. S. Bouwman (2009). Bank Liquidity Creation. Review Of Financial Studies, Vol. 220, No. 9.DOI
Allen N. Berger, Leora F. Klapper, Rima Turk-Ariss (2009). Bank Competition and Financial Stability. Journal Of Financial Services Research, Vol. 350, No. 2.DOI
Allen N. Berger, Iftekhar Hasan, Mingming Zhou (2009). Bank ownership and efficiency in China: What will happen in the world's largest nation? Journal Of Banking & Finance, Vol. 33, No. 1.DOI
Allen N. Berger (2009). Comments on Bank Market Structure, Competition, and SME Financing Relationships in European Regions By Mercieca, Schaeck, and Wolfe. Journal of Financial Services Research.DOI
Allen N. Berger, Philip Ostromogolsky (2009). Effects of banks on “debt‐sensitive” small businesses. Journal of Financial Economic Policy.DOI
Allen N. Berger, Robert DeYoung, Mark J. Flannery, David Lee, Oezde Oeztekin (2008). How Do Large Banking Organizations Manage Their Capital Ratios? Journal Of Financial Services Research, Vol. 340, No. 23.DOI
Allen N. Berger, Leora F. Klapper, Maria Soledad Martinez Peria, Rida Zaidi (2008). Bank ownership type and banking relationships. Journal Of Financial Intermediation, Vol. 17, No. 1.DOI
Allen N. Berger (2007). Obstacles to a global banking system: Old Europe versus New Europe. Journal Of Banking & Finance, Vol. 31, No. 7.DOI
Allen N. Berger, Astrid A. Dick (2007). Entry into banking markets and the early-mover advantage. Journal Of Money Credit And Banking, Vol. 390, No. 4.DOI
Allen N. Berger, Astrid A. Dick, Lawrence G. Goldberg, Lawrence J. White (2007). Competition from large, multimarket firms and the performance of small, single-market firms: Evidence from the banking industry. Journal Of Money Credit And Banking, Vol. 390, No. 23.DOI
Allen N. Berger, W. Scott Frame (2007). Small business credit scoring and credit availability. Journal Of Small Business Management, Vol. 450, No. 10.DOI
Allen N. Berger, Richard J. Rosen, Gregory F. Udell (2007). Does market size structure affect competition? The case of small business lending. Journal Of Banking & Finance, Vol. 31, No. 1.DOI
Allen N. Berger, Gregory F. Udell (2006). A more complete conceptual framework for SME finance. Journal Of Banking & Finance, Vol. 30, No. 11.DOI
Allen N. Berger, Robert Deyoung (2006). Technological progress and the geographic expansion of the banking industry. Journal Of Money Credit And Banking, Vol. 380, No. 6.DOI
Gregory F. Udell, Allen N. Berger (2005). A More Complete Conceptual Framework for Financing of Small and Medium Enterprises.DOI
Allen N. Berger, Nathan H. Miller, Mitchell A. Petersen, Raghuram G. Rajan, Jeremy C. Steine (2005). Does Function Follow Organizational Form? Evidence from the Lending Practices of Large and Small Banks.DOI
Allen N. Berger, Marco A. Espinosa‐Vega, W. Scott Frame, Nathan Miller (2005). Debt Maturity, Risk, and Asymmetric Information. The Journal of Finance.DOI
Allen N. Berger, George R. G. Clarke, Robert Cull, Leora F. Klapper, Gregory F. Udell (2005). Corporate Governance And Bank Performance : A Joint Analysis Of The Static, Selection, And Dynamic Effects Of Domestic, Foreign, And State Ownership. World Bank policy research working paper.DOI
Allen N. Berger, Astrid Andrea Dick, Lawrence G. Goldberg, Lawrence J. White (2005). The Effects of Competition from Large, Multimarket Firms on the Performance of Small, Single-Market Firms: Evidence from the Banking Industry. Finance and Economics Discussion Series.DOI
Allen N. Berger, W. Scott Frame, Nathan Miller (2005). Credit Scoring and the Availability, Price, and Risk of Small Business Credit. Journal of money credit and banking.DOI
Allen N. Berger (2003). The Economic Effects of Technological Progress: Evidence from the Banking Industry. Journal of money credit and banking.DOI
Allen N. Berger, Greg Udell (2002). Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure.DOI
Allen N. Berger, Richard J. Rosen, Gregory F. Udell (2001). The effect of market size structure on competition: the case of small business lending.DOI
Allen N. Berger, Robert DeYoung, Gregory F. Udell (2000). Efficiency Barriers to the Consolidation of the European Financial Services Industry.DOI
Allen N. Berger, Seth D. Bonime, Lawrence G. Goldberg, Lawrence J. White (1999). The Dynamics of Market Entry: The Effects of Mergers and Acquisitions on De Novo Entry and Small Business Lending in the Banking Industry. Finance and Economics Discussion Series.DOI
P. Bauer, Allen N. Berger, G. Ferrier, David B. Humphrey (1998). Consistency Conditions for Regulatory Analysis of Financial Institutions: A Comparison of Frontier Efficiency Methods.DOI
Allen N. Berger, David B. Humphrey (1997). Efficiency of financial institutions: International survey and directions for future research.DOI
Allen N. Berger, Anthony B. Sanders, J. Scalise, Gregory F. Udell (1997). The Effects of Bank Mergers and Acquisitions on Small Business Lending.DOI
Allen N. Berger, J. David Cummins, Mary A. Weiss (1997). The Coexistence of Multiple Distribution Systems for Financial Services: The Case of Property‐Liability Insurance. The Journal of Business.DOI
Allen N. Berger (1995). The Relationship between Capital and Earnings in Banking. Journal of money credit and banking.DOI
Allen N. Berger, Gregory F. Udell (1995). Universal banking and the future of small business lending. Faculty Digital Archive (New York University Florence).
Allen N. Berger, Gregory F. Udell (1994). Relationship Lending and Lines of Credit in Small Firm Finance.DOI
Lawrence B. Pulley, Allen N. Berger, David Burras Humphrey (1993). Do consumers pay for one-stop banking? Evidence from a non-standard revenue function.
Allen N. Berger, Gregory F. Udell (1992). Some Evidence on the Empirical Significance of Credit Rationing. Journal of Political Economy.DOI
Preprints
Allen N. Berger, Filippo Curti, Nika Lazaryan, Atanas Mihov, Raluca A. Roman (2026). Blowing the Roof Off: Extreme Storms and Operational Losses in the U.S. Banking Sector. SSRN Electronic Journal.DOI
Zheyu Qi, Allen N. Berger, Raluca A. Roman (2026). Artificial Intelligence, Information Hold-Up, and the Transformation of Relationship Lending. SSRN Electronic Journal.DOI
Allen N. Berger, Hae Kang Lee, Xinxin Zhang (2025). The Systemic Risks of Banks Versus Insurers: Will the Real SIFIs Please Stand Up? SSRN Electronic Journal.DOI
Allen N. Berger, Stephen A. Karolyi, Raluca A. Roman (2025). Par for the Course: Did the Bank Term Funding Program (BTFP) Support Credit Intermediation? SSRN Electronic Journal.DOI
Allen N. Berger, Jiarui Guo, Stephen A. Karolyi, Leili Pour Rostami (2025). Blocking the Credit Chain: Cryptocurrencies, Deposits, and Bank Loan Growth. SSRN Electronic Journal.DOI
Allen N. Berger, Freddy Alejandro Pinzon Puerto, Peter Karlström, Matias Ossandon Busch (2025). Global Banking and the Resilience of International Supply Chains. SSRN Electronic Journal.DOI
Allen N. Berger, Haoyu Gao, Xinming Li, Yuchao Peng, Bingyuan Xie (2025). The Perils of Speed: Branch Expansion and Bank Performance. SSRN Electronic Journal.DOI
Allen N. Berger, Jiarui Guo, Xinming Li, Aluna Wang, Wenting Wang (2025). The Bank Liquidity Creation and Equity Capital Puzzle. SSRN Electronic Journal.DOI
Junsung Bae, Allen N. Berger, Hyun-Soo Choi, Hugh Hoikwang Kim (2024). Bank Beliefs, Loan Loss Provisioning, and Lending. SSRN Electronic Journal.DOI
Allen N. Berger, Simona Nistor, Steven R. G. Ongena, Sergey Tsyplakov (2024). Do “Too-Big-To-Fail” Banks Receive Preferential Treatment in Bailouts? Surprising Results from a Cross-Country Analysis. SSRN Electronic Journal.DOI
Allen N. Berger, Christa H. S. Bouwman, Lars L. Nordén, Raluca A. Roman, Gregory F. Udell, Teng Wang (2024). Relationship Lending and Monetary Policy Shocks: Evidence from the U.S. SSRN Electronic Journal.DOI
Allen N. Berger, Jiarui Guo, Stephen A. Karolyi, Leili Pour Rostami (2024). A Public Market Test of Private Credit Markets: The "Bright Side" Versus the "Dark Side" of Relationship Lending *. SSRN Electronic Journal.DOI
Allen N. Berger, Omrane Guedhami, Xinming Li, Ying Zheng (2023). Social Trust, Bank Liquidity Creation, and Financial System Architecture. SSRN Electronic Journal.DOI
Allen N. Berger, Jiarui Guo, Brooke W. Stanley (2023). For Better or Worse? Evidence from Exogenous Turnover of Executives. SSRN Electronic Journal.DOI
Allen N. Berger, Freddy Alejandro Pinzon Puerto, Peter Karlström, Matias Ossandon Busch (2023). Trade Disruptions and Global Banking. SSRN Electronic Journal.DOI
Allen N. Berger, Maryann P. Feldman, W. Scott Langford, Raluca A. Roman (2022). 'Let Us Put Our Moneys Together:' Minority-Owned Banks, Local Economic Development, and Resilience to Crises. SSRN Electronic Journal.DOI
Allen N. Berger, Troy A. Kravitz, Lynn Shibut (2022). The Many Facets of Bank Competition: Evidence from An Extraordinary Dataset. SSRN Electronic Journal.DOI
Allen N. Berger, Filippo Curti, Nika Lazaryan, Atanas Mihov, Raluca A. Roman (2022). Climate Risks in the U.S. Banking Sector: Evidence from Operational Losses and Extreme Storms. SSRN Electronic Journal.DOI
Allen N. Berger, Onesime Faustin Epouhe, Raluca A. Roman (2021). A Tale of Two Bailouts and Their Impacts on Subprime Consumer Debt. SSRN Electronic Journal.DOI
John Ampong, Allen N. Berger, Paul G. Freed, Zheyu Qi, Jonathan A. Scott, Siwen Zhang (2021). The Paycheck Protection Program (PPP) from the Small Business Perspective: Did the PPP Help Alleviate Financial and Economic Constraints? SSRN Electronic Journal.DOI
Allen N. Berger, Donghang Zhang, Yijia Eddie Zhao (2020). Expanding the Bank Liquidity Creation Concept: Bank Capital and Secondary Market Loan Liquidity. SSRN Electronic Journal.DOI
Allen N. Berger, Sadok El Ghoul, Omrane Guedhami, Herman Saheruddin (2019). Competition and Bank Risk: Evidence from Geographic Bank Deregulation. SSRN Electronic Journal.DOI
Allen N. Berger, Donghang Zhang, Yijia Eddie Zhao (2018). Bank Specialness, Credit Lines, and Loan Structure. SSRN Electronic Journal.DOI
Allen N. Berger, Özde Öztekin, Raluca A. Roman (2018). How Does Competition Affect Bank Capital Structure? Evidence From a Natural Experiment. SSRN Electronic Journal.DOI
Allen N. Berger, Sadok El Ghoul, Omrane Guedhami, Raluca A. Roman (2018). Competition and Banks’ Cost of Equity Capital: Evidence from Relatively Exogenous Differences in Regulation. SSRN Electronic Journal.DOI
Allen N. Berger, Raluca A. Roman (2016). Do Bank Bailouts Reduce or Increase Systemic Risk? The Effects of TARP on Financial System Stability. SSRN Electronic Journal.DOI
Allen N. Berger, Thomas K. Kick, Michael Koetter, Klaus Schaeck (2011). Social Networks and Career Outcomes. RePEc: Research Papers in Economics.
Allen N. Berger, Iftekhar Hasan, Iikka Korhonen, Mingming Zhou (2010). Does Diversification Increase or Decrease Bank Risk and Performance? Evidence on Diversification and the Risk-Return Tradeoff in Banking. SSRN Electronic Journal.DOI
Allen N. Berger, Christa H. S. Bouwman (2008). Financial Crises and Bank Liquidity Creation (This is an OLD WP that has been split into 2 parts: (1) How does Capital affect Bank Performance during Financial Crises (JFE, July 2013); and (2) Bank Liquidity Creation, Monetary Policy, and Financial Crises (WP 2012)). SSRN Electronic Journal.DOI
Allen N. Berger, Gregory F. Udell (2005). The Institutional Memory Hypothesis and the Procyclicality of Bank Lending Behavior. SSRN Electronic Journal.DOI
Allen N. Berger, Emilia Bonaccorsi di Patti (2003). Capital Structure and Firm Performance: A New Approach to Testing Agency Theory and an Application to the Banking Industry. SSRN Electronic Journal.DOI
Allen N. Berger, Qinglei Dai, Steven R. G. Ongena, David Chan Smith (2002). To What Extent Will the Banking Industry Be Globalized? A Study of Bank Nationality and Reach in 20 European Nations. SSRN Electronic Journal.DOI
Allen N. Berger, Loretta Jean Mester (2001). Explaining the Dramatic Changes in Performance of U.S. Banks: Technological Change, Deregulation, and Dynamic Changes in Competition. SSRN Electronic Journal.DOI
Allen N. Berger, Robert E. DeYoung (2001). The Effects of Geographic Expansion on Bank Efficiency. SSRN Electronic Journal.DOI
Allen N. Berger, Lawrence G. Goldberg, Lawrence J. White (2001). The Effects of Dynamic Changes in Bank Competition on the Supply of Small Business Credit. SSRN Electronic Journal.DOI
Allen N. Berger, Robert E. DeYoung, Hesna Genay, Gregory F. Udell (2000). Globalization of Financial Institutions: Evidence from Cross-Border Banking Performance. SSRN Electronic Journal.DOI
Allen N. Berger (2000). The Integration of the Financial Services Industry: Where are the Efficiencies? SSRN Electronic Journal.DOI
Allen N. Berger, J. David Cummins, Mary A. Weiss, Hongmin Zi (2000). Conglomeration Versus Strategic Focus: Evidence from the Insurance Industry. SSRN Electronic Journal.DOI
Allen N. Berger, Margaret Kyle, Joseph M. Scalise (2000). Did U.S. Bank Supervisors Get Tougher During the Credit Crunch? Did They Get Easier During the Banking Boom? Did it Matter to Bank Lending? SSRN Electronic Journal.DOI
Allen N. Berger, Seth D. Bonime, Daniel M. Covitz, Diana Hancock (1999). Why are Bank Profits so Persistent? The Roles of Product Market Competition, Informational Opacity, and Regional/Macroeconomic Shocks. SSRN Electronic Journal.DOI
Allen N. Berger, Loretta Jean Mester (1999). What Explains the Dramatic Changes in Cost and Profit Performance of the U.S. Banking Industry? SSRN Electronic Journal.DOI
Allen N. Berger, Loretta Jean Mester (1998). Inside the Black Box: What Explains Differences in the Efficiencies of Financial Institutions? SSRN Electronic Journal.DOI
Allen N. Berger, Sally M. Davies, Mark Jeffrey Flannery (1998). Comparing Market and Supervisory Assessments of Bank Performance: Who Knows What When? SSRN Electronic Journal.DOI
Allen N. Berger, Gregory F. Udell (1998). The Economics of Small Business Finance: The Roles of Private Equity and Debt Markets in the Financial Growth Cycle. SSRN Electronic Journal.DOI
Allen N. Berger, Philip E. Strahan, Rebecca S. Demsetz (1998). The Consolidation of the Financial Services Industry: Causes, Consequences, and Implications for the Future. SSRN Electronic Journal.DOI
Jalal D. Akhavein, Allen N. Berger, David Burras Humphrey (1997). The Effects of Megamergers on Efficiency and Prices: Evidence from a Bank Profit Function. SSRN Electronic Journal.DOI
Allen N. Berger, Robert E. DeYoung (1996). Problem Loans and Cost Efficiency in Commercial Banks. SSRN Electronic Journal.DOI
Allen N. Berger, David Burras Humphrey (1994). Bank Scale Economies, Mergers, Concentration, and Efficiency: The U.S. Experience. RePEc: Research Papers in Economics.
Book Chapters
Allen N. Berger, José‐Luis Peydró, John Sedunov, Alvaro G. Taboada (2025). Systemic Risks, Crises, and Connections of the Real Economy, Banking Sector, and Financial Markets. Oxford University Press eBooks.DOI
Allen N. Berger, Philip Molyneux, John O. S. Wilson (2025). Banking in the First Quarter of the Twenty-First Century in Historical Perspective. Oxford University Press eBooks.DOI
Allen N. Berger, Philip Molyneux, John O. S. Wilson (2025). Traditional, New, and Longer-Term Views of Banking in the 21st Century. Oxford University Press eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Introduction to the economic and financial impacts of the COVID-19 crisis and related topics. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Empirical evidence on the economic effects of the COVID-19 crisis on national and local economies. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Financial markets during the COVID-19 crisis aftermath. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Policy reactions to the COVID-19 crisis in the rest of the world and their effects on economies, households, nonfinancial firms, banks, and financial markets. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Continuations vs scale backs of COVID-19 crisis policies in the crisis aftermath. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Empirical evidence on the economic effects of the COVID-19 crisis on nonfinancial firms. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Other policy reactions to the COVID-19 crisis in the US and their effects on local economies, households, nonfinancial firms, banks, and financial markets. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Conceptual framework for economic, banking, and financial market cycles featuring crises. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Empirical evidence on the economic effects of the COVID-19 crisis on households. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Evidence on households during the COVID-19 crisis aftermath. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Recovery evidence from the rest of the world. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Evidence on banks during the COVID-19 crisis aftermath. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Introduction. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). “Expect the Unexpected” and prepare for future crises. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Putting the COVID-19 crisis policies into context—The Paycheck Protection Program (PPP) vs the Troubled Asset Relief Program (TARP) during the Global Financial Crisis (GFC). Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Introduction. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Introduction. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). The COVID-19 pandemic as a “black swan” event—Comparisons with natural disaster shocks. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Empirical evidence on the economic effects of the COVID-19 crisis on financial markets. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Putting the COVID-19 crisis into context—Comparison with earlier global crises. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Empirical evidence on the effects of the COVID-19 crisis on banks. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). The COVID-19 pandemic vs past epidemics, pandemics, and other health crises. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Evidence on nonfinancial firms during the COVID-19 crisis aftermath. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Recovery evidence from the US. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Introduction. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Evidence on national and local economies during the COVID-19 crisis aftermath. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Introduction. Elsevier eBooks.DOI
Allen N. Berger, Mustafa U. Karakaplan, Raluca A. Roman (2024). Introduction. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Prudential supervision. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Methodologies used in most of the TARP empirical studies. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Conditions that generally bring about bank bailouts, bail-ins, and other resolution methods. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Empirical research on bail-ins. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Open research questions to be addressed by future research. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Social costs and benefits. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Part 1 Introductory materials. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Part 3 Empirical evidence on bank bailouts other than TARP, bail-ins, and other resolution approaches. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Effects of TARP on systemic risk. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Part 2 Empirical research on TARP. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Theoretical background on bank bailouts, bail-ins, and other resolution approaches. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Effects of TARP on recipient banks' valuations. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Effects of TARP on market discipline. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Effects of TARP on bank credit supply. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Effects of TARP on bank portfolio risk. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Part 5 Looking toward the future. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Effects of TARP on recipient banks' credit customers. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Descriptions of TARP, other bank bailouts and bail-ins, and other resolution approaches in the US and around the world. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Empirical research on other resolution approaches. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Prudential regulatory activity restrictions. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Direct government ownership of banks. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Determinants of applying for and receiving TARP funds and exiting early from the program. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Part 4 First lines of defense to help avoid bailouts, bail-ins, and other resolutions. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Implications for bank policymakers and bank managers. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Effects of TARP on the real economy. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Effects of TARP on bank competition. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Introduction to bank bailouts, bail-ins and related topics covered in the book. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Effects of TARP on bank leverage risk. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Mechanisms for the first lines of defense. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Empirical research on bailouts other than TARP. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Capital requirements. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Liquidity requirements. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Deposit insurance. Elsevier eBooks.DOI
Allen N. Berger, Raluca A. Roman (2020). Stress tests. Elsevier eBooks.DOI
Allen N. Berger, Lamont K. Black (2019). Small Business Lending. Oxford University Press eBooks.DOI
Allen N. Berger, Philip Molyneux, John O. S. Wilson (2019). Banking. Oxford University Press eBooks.DOI
Allen N. Berger, Leora F. Klapper, Rima Turk-Ariss (2017). Bank competition and financial stability. Edward Elgar Publishing eBooks.DOI
Allen N. Berger, Tanakorn Makaew, Rima Turk-Ariss (2016). How Did Foreign Bank Lending Change During the Recent Financial Crisis: An Overview. World Scientific Studies in International Economics.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). The Links Between Bank Liquidity Creation and Future Financial Crises. Elsevier eBooks.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). Understanding Financial Statements. Elsevier eBooks.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). Liquidity Creation Theories. Elsevier eBooks.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). Using Liquidity Creation to Measure Bank Liquidity. Elsevier eBooks.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). Measurement of Bank Liquidity Creation. Elsevier eBooks.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). How Much Liquidity Do Banks Create During Normal Times and Financial Crises? Elsevier eBooks.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). Do Better Capitalized Banks Create More or Less Liquidity? Elsevier eBooks.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). How Do Government Policies and Actions Affect Bank Liquidity Creation During Normal Times and Financial Crises? Elsevier eBooks.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). Links to Websites Containing Data, Documents, and Other Information Useful for US Bank Performance Benchmarking, Research, and Policy Work. Elsevier eBooks.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). Which Banks Create the Most and Least Liquidity? Elsevier eBooks.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). Bank Liquidity Creation: Value, Performance, and Persistence. Elsevier eBooks.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). How Can Bank Executives, Financial Analysts, Researchers (including Academics and Students), and Policy Makers (including Legislators, Regulators, and Central Bankers) Use Bank Liquidity Creation Data to Their Advantages? Elsevier eBooks.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). Defining and Dating Financial Crises. Elsevier eBooks.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). Using Liquidity Creation to Measure Bank Output. Elsevier eBooks.DOI
Allen N. Berger, Christa H. S. Bouwman (2015). Where We Stand Now and the Open Research and Policy Questions. Elsevier eBooks.DOI
Allen N. Berger, Philip Molyneux, John O. S. Wilson (2015). Banking in a Post-Crisis World. Oxford University Press eBooks.DOI
Allen N. Berger, Iftekhar Hasan, Mingming Zhou (2009). Institutional Development, Ownership Structure, and Business Strategies: A New Era in the Chinese Banking Industry. The Milken Institute series on financial innovation and economic growth.DOI
Books
Allen N. Berger, Philip Molyneux, John O. S. Wilson (2012). Banking an Overview. Oxford University Press eBooks.DOI